Credit Score
The credit score indicates what type of a credit risk a person poses to a potential creditor.  Here is a simple break down:

550 and below is poor
600 to 650 is fair
651 to 700 is good
701 to 750 is great
750 plus is excellent

Report Summary
This report shows the number of 30, 60, and 90 day late payments a person has.  This section also shows credit limits and the amount of debt a person has.

Collections
This section shows which accounts have gone to collections.   You can view the  debt amount and if the debt is  paid off.

Public Records and Judgments
This area shows bankruptcies, liens, judgments, and evictions.

Creditors and Financial Obligations
This gives a detailed account of extended credit.

Other Reports
We have created an Applicant Rating Report.  This helps you know how one applicant compares to other applicants across the country.  Use the drop down menu in the credit report to view the Applicant Rating Report.

If you need any assistance, please call, email or chat online.
Thanks,

Troy Boldt

888-647-9181

tboldt@rentingauthority.com

http://rentingauthority.com

Online support at:

https://messenger.providesupport.com/messenger/chazing.html

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Thank you for your response.  Criminals and those with a criminal history are not a protected class.  You can discriminate against those with a criminal past.  You must, however, set your own applicant rules and follow them.  For example:  You don't rent to anyone with a credit score lower that 540. You don't rent to anyone with a felony committed in the past 4 years.

Here are areas that you can not discriminate against:
race, color, national origin, religion, sex, familial status or handicap

Here is a link to read more about it.  http://www.hud.gov/offices/fheo/FHLaws/yourrights.cfm

Pulling credit and background checks are only part of the tenant screening process.  You should also verify employment, income, and past rental history.

Please let me know if you have any further questions or comments.
Thanks,
Troy

Troy Boldt
Director of Sales and Marketing
 
tboldt@rentingauthority.com
http://www.rentingauthority.com
888-674-9181

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