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Steve,
Great question. Many landlord require tenants to carry renter's insurance. Your insurance maybe lowered. Check with your insurance company.
Landlords are finding that tenants with renters insurance are more responsable tenants and reports less structure problems to them. If a tenant causes damage because of their own negligence, the renter's insurance is your first line of defense. Water and fire damages are great examples of this. Check with your local insurance agent for more benefits of requiring renters insurance.
I hope this helps,
Troy
Troy Boldt
Director of Sales and Marketing
888-674-9181
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